You are welcome to invest as long as you are at least 18 years
of age and face no legal restrictions (e.g. by the laws of your
country) which prohibit you from investing. Institutional investors and
corporations are welcome to invest.:
Investing in a business through a fintech platform like Alixco is a straightforward process. After finding a campaign that interests you, simply click the "Invest" button on the campaign page. Alixco will then provide you with the necessary information and transfer details.
Alixco only accepts bank transfers from verified users' own bank accounts. Cash deposits are not allowed!
Repayments, including interest, will be automatically transferred back to your Alixco account, making it a simple and convenient way to invest in businesses and earn returns.
The minimum amount is RM200 per campaign. This amount can vary depending on the campaign and is subject to investment terms.
At Alixco, we have strict operating procedures in place for this. We will inform you about the late repayment and send warning letters to the issuer. The issuer will also be required to pay late-payment charges to you. In case the warning letters show no effect, we take immediate legal actions against the company directors and guarantor.
It's important to note that investing in any business carries risks, including the risk of default.
In the event of a default, Alixco will bear all legal fees, which means that you will not have to worry about incurring any additional expenses. This can provide peace of mind for the investor, knowing that the platform is taking steps to protect them in the event of a default.
At Alixco, we will do our best to push the issuer for payment
No Coverage from the Capital Market Compensation Fund
Investments made through the Alixco platform are not covered by the Capital Market Compensation Fund. This means any losses incurred cannot be claimed from the Fund.
In as many as you like! For individual private investors, please keep the recommended max amount of RM 50 000 in mind.
No. Alixco only acts as a middleman and intends to keep costs for investors to a minimum. Hence we are unable to compensate for any losses. All investments and repayments are NOT guaranteed. This allows us to keep cost lower for issuers and offer higher potential interest rates for you as an investor.
No Coverage from the Capital Market Compensation Fund
Investments made through the Alixco platform are not covered by the Capital Market Compensation Fund. This means any losses incurred cannot be claimed from the Fund.
Alixco performs a basic financial and operational screening on issuers.
This is to identify and eliminate most of the potential scams and the
highest risk issuers. We will run our internal algorithms on the
financials. Furthermore, we will request the following from the issuer:
(a)
conduct background checks on the issuer to ensure fit and properness of
the issuer, its board of directors, senior management and controlling
owner
(b) verify the business proposition of the issuer
(c) carry out assessment on the issuer’s creditworthiness.
Your money is securely placed in a Trust account with a major Malaysian
bank. Alixco has a living will in place for this scenario so that you
will get back your money.
No, Alixco is not a financial advisor. P2P investments may or may not be
suitable for your particular situation. Please consult with your
personal financial advisor about the suitability of P2P investments with
regard to your own personal (financial) situation, investment goals and
level of risk tolerance before making any investment.