About Us
Our Story
Alixco P2P Financing is a Malaysia based company with its main office located in Kuala Lumpur. The company was founded in 2015. It is registered with the Securities Commission and a recognised P2P Market Operator.
Alixco P2P Financing is fully owned and managed by FBM Crowdtech Sdn Bhd
Company registration number: 1167599-X
Our Vision
Alixco P2P Financing aims to be the most trustworthy financing marketplace for SMEs and investors in Malaysia
Our Footing
- FBM Crowdtech is the sole Registered Market Operator in Malaysia that operates P2P Financing and Equity Crowdfunding. We are approved and regulated by the Securities Commission Malaysia
- FBM Crowdtech operate Alixco P2P Financing and FundedByMe Malaysia
- FundedByMe, a company headquartered in Sweden, is the fastest-growing crowdfunding platform in Europe with more than 250,000 investors across 196 countries; raising over EUR 55 million fund for many companies.
- Maybank Trustee Berhad, our acting trustee partner who hold the funds to ensure compliance to the regulatory framework.
What We Do
- We run Alixco, the most trusted P2P financing marketplace in Malaysia that connects creditable businesses with respectable investors. By utilizing an online peer-to-peer solution, we operate with lower overhead and provide our services more cheaply than traditional financial institutions. As a result, ALIXCO investors can earn high return while ALIXCO issuers get money at low interest rates.
- For Companies: We help businesses raise finance easily online at attractive rates. This allows them to access the capital required for expansion or to create the product/service they been developing. Fast. Transparent. Low cost.
- For Investors: We cater the chance to participate in the growth of Malaysian businesses through investment notes, as well as to diversify their portfolio.
Fee Structure
| Fees | Investor | Issuer |
|---|---|---|
| Due Diligence | N/A | RM 100.00 per company director |
| Hosting | N/A | 2% to 6% of the total financing amount Depends i.a. on risk grade, tenure, financing amount in case of approval and success |
| Success-Based Repayment | 0.5% -2% of total repayment |
Imposed on investors Depends on tenure, 0.5% for a 3 months note and up to 2% for a 12 months note |
If any payment gateways are added or will be added in the future - online and offline - all payment gateway fees will be charged to the investor