Many a person have come to think of peer-to-peer financing (P2P) exclusively as a modern way to finance business growth and offer investment return. However, one crucial perspective is often neglected.
‘From a macroeconomic standpoint, P2P and ECF are crucial drivers of job creation. When companies have more capital to spend, it usually leads to business expansion and new positions being created to support this growth.’
In equity financing campaigns, this job creation has been particularly evident and measurable, with almost every company adding jobs post-fundraise. One of the largest successes has been SWC Enterprise Sdn Bhd, a fast-growing & low-priced houseware chain store, which added 225 additional employees since their record RM 3 million ECF fundraise on Fundedbyme Malaysia.
However, P2P has also left its mark. The crowd participate in SME lending, Investors who invest in SME loans get up to 18% return p.a. It is estimated that several thousand jobs have been created as a result of crowdfunding in Malaysia alone.
Challenging banks, crowdfunding has become not only a modern way to invest and get financing but also a secret driver of job growth across Malaysia.
If you are an investor, each Ringgit you invest can support the partial creation of a new job in a Malaysian SME or startup. Alixco P2P offers a multitude of opportunities to finance businesses in Malaysia and make double digit annual investment returns along the ways.
Investors on Alixco P2P are hence not only getting an opportunity for investment return but also make their contribution to the Malaysian economy.
‘Money comes with responsibility. Which means where you put your money can and will make a real difference. If you provide it via crowdfunding, it will likely help the businesses grow and expand’.