MyCIF is the Malaysia Co-Investment Fund — government money that co-invests alongside private investors in eligible P2P campaigns on Alixco, lowering your cost of funding. Eligible Malaysian MSMEs apply for financing with Alixco as normal; qualifying campaigns are put forward for MyCIF co-investment automatically, with no separate application.
SC-regulated P2P financing by FBM Crowdtech Sdn Bhd (Alixco). Eligible issuers may qualify for MyCIF government co-investment. Figures are indicative; actual terms are set per campaign. Capital at risk applies to investors.
Submit your financing application as usual. There is no separate MyCIF form to fill in.
Alixco assesses whether your campaign meets the current MyCIF criteria and puts eligible campaigns forward.
MyCIF adds public money to your campaign at a concessionary rate, lowering your blended cost of funding.
Because MyCIF co-invests on the same terms, part of your campaign is funded by the government fund — which can both reduce your overall financing cost and help the campaign reach its target sooner.
MyCIF is the Malaysia Co-Investment Fund, a government fund managed by the Securities Commission Malaysia that co-invests alongside private investors in eligible P2P financing and equity crowdfunding campaigns on registered platforms such as Alixco. It adds public money to a campaign on the same terms, helping it fund faster and cheaper.
Your business must be a Malaysian MSME raising financing through an SC-registered platform like Alixco, and the campaign must meet MyCIF’s eligibility criteria (for example sector and campaign-type rules that are updated periodically). You apply for financing with Alixco as normal; eligible campaigns are then put forward for MyCIF co-investment.
MyCIF typically co-invests a share of the campaign at a concessionary rate, which lowers the blended cost of funding for the issuer and can increase the amount raised. The exact effect depends on the current MyCIF terms and how much of your campaign it co-invests, so the saving is confirmed per campaign.
No. You do not deal with MyCIF directly. You apply for financing with Alixco, and if your campaign is eligible Alixco arranges the MyCIF co-investment as part of the funding process.
Create your account and submit a funding request — Alixco checks your campaign for MyCIF co-investment.