Security & Protection

Your Investment, Protected

Multiple layers of protection ensure your capital is managed safely and transparently — every time, without exception.

5 Layers of Protection

How We Safeguard Your Investment

SC Malaysia Regulation

Alixco operates under full oversight of the Securities Commission Malaysia. All activities, processes and capital flows are regulated and monitored — giving investors a robust legal framework.

RMO — SC Malaysia

Segregated Trust Account

Investor funds are held exclusively in a separate, independent trust account — completely isolated from Alixco's operational funds. In the event of insolvency, investor funds are fully protected and prioritised.

100% Segregated

Rigorous 5-Stage Due Diligence

Every business undergoes a thorough multi-stage review: credit analysis, CTOS score check, financial statement review, management interviews and document authenticity verification. Only businesses that pass all five stages are listed.

5-Stage Review

KYC & AML Compliance

Every user undergoes full identity verification (KYC) in line with Anti-Money Laundering (AML) regulations. All transactions are continuously monitored for compliance with Malaysian financial laws.

AML / KYC

Transparent Real-Time Reporting

Investors have full visibility into all campaign data, repayment schedules and portfolio performance at any time. No hidden fees, no opaque processes — just clear, real-time information.

Live Dashboard
Due Diligence

Our Campaign Review Process

Only businesses that pass all five stages are listed on Alixco.

1
Application & Documents
Financial statements, company registration, business plan
2
CTOS & Credit Check
Credit bureau report, payment history
3
Management Interview
Team assessment, strategy, repayment capability
4
Risk Classification
Risk score A–E, interest rate calibration
5
Listing & Go-Live
SC notification, campaign published
Our Track Record

Safety in Numbers

97.6%On-Time Repayment
0.76%Default Rate Since 2018
630+Campaigns Funded
100%Trust Account Segregated

⚠ Risk Disclosure

Investments made through Alixco carry risk, including potential loss of the principal invested. Past performance is not indicative of future returns. Please read our full risk disclosure documents before investing. If you are unsure whether investing is right for you, seek independent financial advice.